:root{--ink:#071426;--ink2:#10233f;--blue:#5b7cff;--cyan:#5ce1e6;--text:#243247;--muted:#6d7b8f;--line:#dce4ef;--soft:#f5f8fc;--white:#fff;--max:1240px;--shadow:0 24px 70px rgba(7,20,38,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--text);line-height:1.65;background:#fff}
a{text-decoration:none;color:inherit}img{display:block;max-width:100%}.container{width:min(calc(100% - 40px),var(--max));margin:auto}
header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.92);backdrop-filter:blur(15px);border-bottom:1px solid rgba(220,228,239,.85)}
.nav{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand img{width:250px}.links{display:flex;align-items:center;gap:26px;font-weight:750;font-size:.93rem}.links a:hover{color:var(--blue)}.cta{background:var(--ink);color:#fff!important;padding:11px 17px;border-radius:11px}.menu{display:none;border:0;background:transparent;font-size:1.7rem}
.hero{background:radial-gradient(circle at 78% 18%,rgba(92,225,230,.15),transparent 24%),linear-gradient(135deg,#f8fbff,#edf3ff 55%,#f6ffff);padding:88px 0 76px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:64px;align-items:center}
.kicker{margin:0 0 15px;color:#4065e8;font-size:.79rem;letter-spacing:.14em;text-transform:uppercase;font-weight:850}h1,h2,h3{margin-top:0;color:var(--ink);line-height:1.08}h1{font-size:clamp(3rem,6.2vw,6.1rem);letter-spacing:-.06em;margin-bottom:24px}h2{font-size:clamp(2.2rem,4.3vw,4.2rem);letter-spacing:-.05em}h3{font-size:1.3rem}.hero p{font-size:1.18rem;color:var(--muted)}.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 20px;border-radius:12px;font-weight:850}.primary{background:var(--blue);color:#fff;box-shadow:0 14px 30px rgba(91,124,255,.23)}.ghost{background:#fff;border:1px solid var(--line)}.hero img{border-radius:34px;box-shadow:var(--shadow)}
.bar{background:var(--ink);color:#fff}.bar-grid{display:grid;grid-template-columns:repeat(3,1fr)}.bar-item{padding:30px 26px;border-right:1px solid rgba(255,255,255,.12)}.bar-item:last-child{border-right:0}.bar-item b{display:block}.bar-item span{color:#aebbd0;font-size:.9rem}
.section{padding:100px 0}.heading{max-width:810px;margin-bottom:46px}.heading p:last-child{color:var(--muted);font-size:1.08rem}.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:22px;padding:30px;background:#fff;transition:.25s}.card:hover{transform:translateY(-5px);box-shadow:0 18px 44px rgba(7,20,38,.08)}.num{width:48px;height:48px;border-radius:14px;background:linear-gradient(135deg,rgba(92,225,230,.18),rgba(91,124,255,.18));display:grid;place-items:center;margin-bottom:22px;color:var(--blue);font-weight:900}.card p{color:var(--muted);margin-bottom:0}
.dark{background:var(--ink);color:#fff}.dark h2,.dark h3{color:#fff}.dark .kicker{color:var(--cyan)}.two{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:start}.dark-copy{color:#b9c6d8;font-size:1.15rem}.steps{display:grid;gap:10px}.step{display:grid;grid-template-columns:54px 1fr;gap:16px;padding:18px 0;border-bottom:1px solid rgba(255,255,255,.12)}.step span{color:var(--cyan);font-weight:900}.step p{margin:4px 0 0;color:#aebbd0}
.soft{background:var(--soft)}.pill-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.pill{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;font-weight:800}
.strategy{background:linear-gradient(135deg,#eef4ff,#f4ffff);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.strategy-box{border:1px solid var(--line);background:#fff;border-radius:26px;padding:38px}.strategy-box ul{padding-left:20px}.strategy-box li{margin-bottom:10px}
.lender-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:50px}.panel{border:1px solid var(--line);border-radius:24px;padding:34px;background:#fff}.panel h3{margin-bottom:10px}.panel p,.panel li{color:var(--muted)}
.contact{background:linear-gradient(135deg,#071426,#15345d);color:#fff}.contact h2{color:#fff}.contact-grid{display:grid;grid-template-columns:1fr .9fr;gap:60px}.contact-card{background:#fff;color:var(--text);padding:30px;border-radius:22px}.field{display:grid;gap:6px;margin-bottom:15px}.field label{font-size:.85rem;font-weight:800;color:var(--ink)}.field input,.field textarea,.field select{width:100%;padding:13px 14px;border-radius:10px;border:1px solid var(--line);font:inherit}.field textarea{min-height:120px}.note{font-size:.84rem;color:var(--muted)}
footer{background:#04101f;color:#a9b6c9;padding:34px 0}.foot{display:flex;justify-content:space-between;align-items:center;gap:20px}.foot img{width:230px}.foot p{margin:0;font-size:.88rem}
.reveal{opacity:0;transform:translateY(18px);transition:.65s ease}.reveal.visible{opacity:1;transform:none}
@media(max-width:960px){.menu{display:block}.links{display:none;position:absolute;top:75px;left:20px;right:20px;flex-direction:column;align-items:stretch;background:#fff;padding:16px;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow)}.links.open{display:flex}.hero-grid,.two,.contact-grid,.lender-grid{grid-template-columns:1fr}.grid3{grid-template-columns:repeat(2,1fr)}.bar-grid{grid-template-columns:1fr}.bar-item{border-right:0;border-bottom:1px solid rgba(255,255,255,.12)}.pill-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:650px){.container{width:min(calc(100% - 28px),var(--max))}.brand img{width:205px}.section{padding:74px 0}.hero{padding:58px 0}.grid3,.pill-grid{grid-template-columns:1fr}.foot{flex-direction:column;align-items:flex-start}h1{font-size:3rem}}